A packet of 20 cigarettes costs around £7.72. If you smoke a pack a day and are thinking of giving up, you could invest around £2,817 a year and stop your money going up in smoke.
Investing for your future has got to feel better than giving to the taxman.
Farrell Financial Planning are independent financial advisers (IFAs) and offer whole of market financial advice.
Our Scottish base in Glasgow is no barrier to advising clients across the Scotland and the rest of the UK.