22.7m working days were lost in the UK due to work related ill health between 2011 and 2012.
It is crucial to have a backup plan. Ill health (work related or not) happens to all of us at some point.
You can ensure your income will be protected with an affordable income protection plan.
You may have some protection from your employer too, but it is unlikely that it will be enough to support you and your family through a serious illness.
Not all income protection plans are the same and everyone’s unique circumstances will dictate their own individual needs. It is crucial to take independent financial advice on your income protection.
To get fully independent advice from advisers you can trust, contact Farrell Financial Planning today.
Farrell Financial Planning are independent financial advisers based in Glasgow, but offer income protection advice throughout the UK.
Statistics quoted are from The Health and Safety Executive: Annual Statistics Report 2011/12 http://www.hse.gov.uk/statistics/overall/hssh1112.pdf