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What are enhanced and impaired annuities?

Enhanced and impaired annuities work in the same way as conventional pension annuities, but are designed to offer a better rate (more income) for people who suffer from certain medical conditions or have a poor health history.

The increase in income can be markedly higher than you would get from a conventional annuity, so it is certainly worth investigating to see if you qualify for enhanced rates. You don’t necessarily need to be at death’s door to qualify for this type of annuity: high blood pressure, high cholesterol, diabetes and even smoking can qualify for enhanced rates.

If you would like more information, contact us and we can discuss the benefits, without any obligation on your part. It will take only a few minutes – but could end up adding hundreds of pounds to your income just when you finally have the time to enjoy it.

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